Pacific Coast Banking Guide · East West Bank Edition Updated August 2, 2026

Loan Rates

ProductRateTypeNotes
Auto Loan 6.49% APR Fixed New & used vehicles, OAC
Home Mortgage (30-yr) 7.125% Fixed Conforming loan, primary residence
Home Mortgage (15-yr) 6.625% Fixed Conforming loan, primary residence
HELOC 7.75% Variable Prime-based, OAC
Personal Loan 8.99%+ Fixed OAC, creditworthiness applies

Deposit Rates

ProductAPYTermMin. Deposit
Certificate of Deposit (CD) 4.75% APY 12 months $1,000
CD — 6 month 4.50% APY 6 months $1,000
CD — 24 month 4.25% APY 24 months $1,000
High-Yield Savings 3.00% APY Ongoing $1,000
Money Market 2.75% APY Ongoing $2,500
Regular Savings 0.50% APY Ongoing $100
Rate Disclaimer: Rates shown are estimates based on publicly available information as of August 2026 and are subject to change without notice. Actual rates depend on credit history, loan-to-value ratio, term, and other factors. APY assumes interest compounds monthly. Verify current rates directly with East West Bank at 888-895-5650 or eastwestbank.com before making any financial decisions. FDIC insured. Routing number 322070381.

About East West Bank Rates

East West Bank offers competitive rates on personal and business deposit products, with particular strength in certificate of deposit (CD) offerings for customers with larger balances. The bank is well-positioned for customers who need both US domestic banking and international services in the Asia-Pacific region.

East West Bank CD rates are competitive with national online banks and significantly above the national average for brick-and-mortar institutions. Mortgage rates are in line with California market averages.

For the most accurate and current rates, contact East West Bank directly at 888-895-5650 or visit any of the 100+ branch locations in California, New York, Hong Kong, China, and Taiwan.

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